Disclaimer

2. Not Professional Advice

CRITICAL NOTICE: The information, calculators, and tools provided on Rental Property Tools do NOT constitute professional advice of any kind. Specifically, the content on this website is:

• NOT financial advice
• NOT investment advice
• NOT legal advice
• NOT tax advice
• NOT accounting advice
• NOT real estate brokerage services

Use of this website does NOT create any professional-client relationship between you and Rental Property Tools, its owners, operators, or affiliates. Our tools and information do NOT substitute for consultation with licensed professionals.

You should always consult with qualified, licensed professionals before making any financial, investment, legal, or real estate decisions, including but not limited to:

• Certified Public Accountants (CPAs) for tax matters and accounting questions
• Licensed attorneys for legal matters, contracts, and compliance issues
• Financial advisors for investment decisions and financial planning
• Real estate professionals and brokers for property transactions and market analysis
• Insurance agents for risk management and insurance coverage

3. Calculator Accuracy and Limitations

IMPORTANT WARNING: While our calculators (Cap Rate Calculator, Cash Flow Calculator, ROI Calculator, 1% Rule Calculator, House Hacking Calculator, and all other tools) use standard real estate investment formulas, they provide ESTIMATES ONLY and should not be relied upon for actual investment decisions.

The accuracy of calculator results depends entirely on:

• The accuracy and completeness of the information YOU input
• Your understanding of the calculations being performed
• The applicability of standard formulas to your specific situation

Significant limitations of our calculators include:

• Formulas are simplified mathematical models—real-world real estate investing is far more complex
• Market conditions, property values, and economic factors vary significantly by location and time period
• Results are NOT guaranteed to be accurate and may contain mathematical errors
• Calculators cannot and do not account for all relevant variables, including:
  • Local regulations, zoning laws, and legal requirements
  • Market-specific conditions and trends
  • Property-specific factors and unique circumstances
  • Individual tax situations and implications
  • Hidden costs, fees, or unexpected expenses
  • Changes in economic conditions, interest rates, or market dynamics
  • Property management challenges or tenant-related issues
  • Maintenance, repair, and capital improvement costs

You must verify all calculator results independently and conduct thorough due diligence before making any investment decisions.

4. Investment Risk Disclaimer

CRITICAL WARNING: Real estate investing involves substantial financial risk, including the risk of total loss of invested capital.

By using our calculators and information, you acknowledge and understand that:

• YOU MAY LOSE MONEY—potentially all of your invested capital
• Past performance does not guarantee or predict future results
• Example calculations and hypothetical scenarios do not predict actual investment outcomes
• Every real estate investment is unique with its own specific risks and circumstances
• Market conditions can change rapidly and unpredictably
• Real estate markets can experience significant declines in value
• Rental income is not guaranteed and properties may experience vacancy periods
• Operating expenses can increase unexpectedly

Before investing in real estate, you should:

• Conduct thorough due diligence on any property or investment
• Never invest more than you can afford to lose
• Diversify your investments to manage risk
• Carefully consider your personal financial situation, risk tolerance, and investment objectives
• Consult with qualified financial, legal, and tax professionals

9. User Responsibility

YOU ARE SOLELY RESPONSIBLE FOR:

• Verifying all calculator results through independent analysis and professional consultation
• Conducting your own comprehensive research before making any investment decisions
• Consulting with qualified professionals including attorneys, CPAs, financial advisors, and real estate professionals
• Making your own investment decisions based on your personal circumstances, risk tolerance, and financial goals
• Understanding all risks associated with real estate investing before committing capital
• Compliance with all applicable laws and regulations in your jurisdiction
• Performing thorough due diligence on any property or investment opportunity
• Ensuring accuracy of inputs you provide to any calculator or tool
• Understanding the limitations of simplified calculator models
• Your own financial outcomes—we bear no responsibility for your investment results

By using this website, you accept full personal responsibility for any and all decisions you make based on information obtained from this website.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

Rental Property Tools, its owners, operators, affiliates, employees, and agents SHALL NOT BE LIABLE for any damages whatsoever arising out of or related to your use of this website, including but not limited to:

• Investment losses or financial damages of any kind
• Missed opportunities or lost profits
• Reliance on calculator results or information provided on this website
• Calculator errors, bugs, or inaccuracies
• Decisions made based on website content
• Any other losses or damages, whether direct, indirect, incidental, consequential, special, punitive, or exemplary

This limitation of liability includes, but is not limited to:

• Direct damages
• Indirect damages
• Consequential damages
• Lost profits or revenue
• Lost opportunities
• Business interruption
• Loss of data or information
• Any other pecuniary loss

The maximum aggregate liability of Rental Property Tools for any claims arising from or related to this website shall be $0 (zero dollars), as this is a free service.

This limitation of liability applies regardless of the legal theory upon which the claim is based, whether in contract, tort (including negligence), strict liability, or otherwise, even if we have been advised of the possibility of such damages.