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  <!-- Homepage -->
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    <lastmod>2026-02-16</lastmod>
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  <!-- Calculators -->
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    <loc>https://rentalproptools.com/cap-rate-calculator.html</loc>
    <lastmod>2026-02-16</lastmod>
    <changefreq>monthly</changefreq>
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    <loc>https://rentalproptools.com/cash-flow-calculator.html</loc>
    <lastmod>2026-02-27</lastmod>
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  <url>
    <loc>https://rentalproptools.com/roi-calculator.html</loc>
    <lastmod>2026-02-27</lastmod>
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  <url>
    <loc>https://rentalproptools.com/one-percent-rule-calculator.html</loc>
    <lastmod>2026-02-16</lastmod>
    <changefreq>monthly</changefreq>
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  <url>
    <loc>https://rentalproptools.com/house-hacking-calculator.html</loc>
    <lastmod>2026-02-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
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  <!-- Blog Posts - NEW! -->
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    <loc>https://rentalproptools.com/house-hacking-calculator-guide.html</loc>
    <lastmod>2026-02-16</lastmod>
    <changefreq>monthly</changefreq>
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  <url>
    <loc>https://rentalproptools.com/how-to-calculate-cap-rate-rental-property.html</loc>
    <lastmod>2026-02-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://rentalproptools.com/cash-flow-vs-cap-rate.html</loc>
    <lastmod>2026-02-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <!-- Info Pages -->
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    <loc>https://rentalproptools.com/about.html</loc>
    <lastmod>2026-02-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
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  <url>
    <loc>https://rentalproptools.com/contact.html</loc>
    <lastmod>2026-02-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  
  <!-- Legal Pages -->
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    <loc>https://rentalproptools.com/privacy-policy.html</loc>
    <lastmod>2026-02-27</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
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  <url>
    <loc>https://rentalproptools.com/terms-of-service.html</loc>
    <lastmod>2026-02-16</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
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  <url>
    <loc>https://rentalproptools.com/disclaimer.html</loc>
    <lastmod>2026-02-16</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  
</urlset>
