Terms of Service

1. Introduction and Acceptance of Terms

Welcome to Rental Property Tools ("we," "our," or "us"). These Terms of Service ("Terms") govern your access to and use of the Rental Property Tools website located at rentalproptools.com (the "Site") and all associated services, features, and calculators.

By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you must immediately discontinue use of the Site and all services provided.

We reserve the right to modify, update, or change these Terms at any time and without prior notice. Changes become effective immediately upon posting to this page. Your continued use of the Site after any modifications constitutes your acceptance of the updated Terms. We encourage you to review this page periodically to stay informed of any changes.

2. Description of Service

Rental Property Tools provides free, web-based rental property investment calculators designed to serve as educational tools for real estate investors and anyone interested in rental property analysis. Our calculators include, but are not limited to:

• Cap Rate Calculator
• Cash Flow Calculator
• ROI (Return on Investment) Calculator
• 1% Rule Calculator
• House Hacking Calculator

No registration, account creation, or login is required to access and use our calculators. We do not currently offer paid services or premium features. All tools are provided free of charge for informational and educational purposes only.

The Service is provided on an "as-is" and "as-available" basis. We make no guarantees regarding the accuracy, completeness, or reliability of the calculators or the results they produce. The calculators are simplified tools that do not account for all possible variables in real estate investment scenarios.

3. Use of Calculators

Our calculators are designed to provide estimates and approximations only. The results generated by our calculators are mathematical outputs based on the information you provide and standardized formulas commonly used in real estate investment analysis.

You must verify all calculations independently. We strongly recommend that you:

• Double-check all calculator results using alternative methods or tools
• Verify calculations with qualified professionals before making any investment decisions
• Conduct thorough due diligence on any property or investment opportunity
• Consider factors beyond the scope of our calculators, including market conditions, property-specific variables, local regulations, and personal financial circumstances

Consult Licensed Professionals

Before making any real estate investment decision, you MUST consult with appropriate licensed professionals, including but not limited to:

• Certified Public Accountants (CPAs) for tax implications and financial analysis
• Real Estate Attorneys for legal matters, contracts, and regulatory compliance
• Financial Advisors for investment strategy and portfolio considerations
• Real Estate Professionals (licensed agents, brokers, appraisers) for market analysis and property valuation

We Are Not Professionals

Rental Property Tools and its operators are NOT financial advisors, CPAs, attorneys, real estate professionals, or licensed professionals of any kind. We do not hold any professional licenses or certifications related to financial planning, tax preparation, legal services, or real estate.

No professional-client relationship is created by using our calculators or accessing our website. The tools are provided solely for self-directed educational use.

You Assume All Risk

You assume all risk and responsibility for any decisions made based on calculator results. Any investment decisions you make are solely your own responsibility. We are not liable for any losses, damages, or negative outcomes resulting from investment decisions made using our calculators.

4. Accuracy and Reliability Disclaimer

While we strive to provide accurate calculators and useful tools, we make NO warranties or guarantees regarding the accuracy, reliability, completeness, or timeliness of any information, calculations, or results provided through the Site.

Potential Sources of Error:

• Formula Limitations: Our calculators use standard real estate investment formulas, but these formulas are simplified models of complex real-world scenarios. They may not account for all variables that affect actual investment performance.
• Software Errors: Despite our best efforts, our calculators may contain errors, bugs, or inaccuracies in code, formulas, or calculations.
• User Input Dependency: Calculator results depend entirely on the accuracy and completeness of information you provide. Inaccurate inputs will produce inaccurate results.
• Market Variability: Real estate markets vary significantly by location, time period, property type, and economic conditions. Calculator results cannot account for all market-specific factors.
• Regulatory Changes: Tax laws, zoning regulations, building codes, and other legal requirements change frequently and vary by jurisdiction. Our calculators may not reflect current regulations in your area.
• Individual Circumstances: Every investment situation involves unique factors including personal financial position, risk tolerance, investment goals, and property-specific conditions that calculators cannot address.

You are solely responsible for verifying all calculator results and determining whether they are appropriate for your purposes. We have no liability for any errors, omissions, or inaccuracies in calculations, or for your reliance on calculator results.

Calculations may not reflect current market conditions, local regulations, property-specific factors, or other variables that could materially affect actual investment outcomes.

5. Not Professional Advice

All Information Is For Educational Purposes Only

Everything on this Site, including all calculator results, content, articles, and information, is provided exclusively for educational and informational purposes. Nothing on this Site constitutes professional advice of any kind.

The information and tools provided on this Site are specifically NOT:

• Financial Advice — We do not provide financial planning, investment recommendations, or financial counseling
• Legal Advice — We do not provide legal guidance, contract review, or legal opinions
• Tax Advice — We do not provide tax planning, tax preparation services, or advice on tax implications
• Investment Advice — We do not recommend specific investments or investment strategies
• Real Estate Advice — We do not provide property valuations, market analysis, or real estate brokerage services

No Professional Relationship Created

Use of this Site does NOT create any professional-client relationship including, but not limited to, an advisor-client relationship, attorney-client relationship, accountant-client relationship, or any fiduciary relationship. We have no duty to you beyond providing access to free calculators.

Not a Substitute for Professional Consultation

Our calculators and information do NOT substitute for professional consultation with qualified experts. Every investment situation is unique, involving complex legal, financial, tax, and practical considerations that generic calculators cannot address.

You must consult with qualified, licensed professionals in relevant fields before making any investment decision. The cost of professional advice is a worthwhile investment that can save you from costly mistakes.

No Recommendations

We make no recommendations to buy, sell, hold, or avoid any specific property or investment. We do not endorse any particular investment strategy, property type, market, or approach to real estate investing.

Past performance or example calculations shown on this Site do NOT guarantee or predict future results. Real estate investment performance varies widely based on numerous factors.

6. Intellectual Property Rights

All content, materials, features, and functionality available on the Site, including but not limited to calculators, text, graphics, logos, images, code, software, design, user interface, and the selection and arrangement thereof, are the exclusive property of Rental Property Tools and are protected by copyright, trademark, and other intellectual property laws.

Limited License to Users

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site and calculators for your personal, non-commercial use only. This license does not permit any commercial use or resale of the Site or its contents.

Prohibited Actions — You May NOT:

• Copy, reproduce, distribute, republish, download, display, post, or transmit any content from this Site in any form or by any means without our prior written permission
• Use any content from this Site for commercial purposes or for any public display (commercial or non-commercial)
• Modify, create derivative works from, reverse engineer, decompile, or disassemble any calculators, code, or software on this Site
• Remove, obscure, or alter any copyright notices, trademarks, or other proprietary rights notices from any content on this Site
• Frame or embed this Site or any portion of it on another website without our express written permission
• Use any data mining, robots, scraping, or similar data gathering or extraction methods on this Site

Violation of these intellectual property rights may result in immediate termination of your access to the Site and may subject you to legal action for damages and injunctive relief.

7. Prohibited Uses

In addition to the intellectual property restrictions above, you agree that you will NOT use the Site or calculators for any purpose that is prohibited by these Terms or by applicable law. You specifically agree NOT to:

• Use the Site for any unlawful purpose or to solicit others to perform or participate in any unlawful acts
• Provide false, inaccurate, or misleading information to the calculators
• Attempt to gain unauthorized access to any portion of the Site, other users' information, or any systems or networks connected to the Site
• Use any automated systems, including but not limited to robots, spiders, scrapers, or offline readers, to access the Site in a manner that sends more request messages to our servers than a human could reasonably produce in the same period
• Interfere with, disrupt, or create an undue burden on the Site or the networks or services connected to the Site
• Attempt to impersonate another person or entity, or falsely state or misrepresent your affiliation with a person or entity
• Copy, reproduce, redistribute, or resell our calculators or calculator results to third parties
• Misrepresent calculator results to third parties, including in marketing materials, financial documents, or business proposals
• Use the Site in any manner that could damage, disable, overburden, or impair our servers or interfere with any other party's use of the Site
• Introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful
• Attempt to probe, scan, or test the vulnerability of the Site or any related system or network, or breach any security or authentication measures
• Violate any applicable local, state, national, or international law or regulation
• Use the Site to transmit, or procure the sending of, any advertising or promotional material without our prior written consent

We reserve the right to terminate or restrict your access to the Site, without notice, for any violation of these prohibited uses.

8. Third-Party Links and Services

The Site may contain links to third-party websites, services, or resources that are not owned or controlled by Rental Property Tools. These links are provided solely for your convenience and informational purposes.

No Control Over Third-Party Sites

We have no control over, and assume no responsibility for, the content, privacy policies, practices, or services of any third-party websites or services. We do not monitor, endorse, or make any representations about third-party websites.

No Responsibility for Third-Party Content

We are not responsible for examining or evaluating the content, accuracy, completeness, timeliness, validity, copyright compliance, legality, decency, quality, or any other aspect of third-party materials or websites. We do not warrant and will not have any liability to you for any third-party materials, websites, or services.

Links Do Not Imply Endorsement

The presence of links to third-party websites does not imply an endorsement, affiliation, sponsorship, or recommendation of those sites or their content, products, or services. You access all third-party websites at your own risk.

We strongly advise you to read the terms of service and privacy policies of any third-party websites or services that you visit. Some third-party sites may have their own restrictions on use, data collection practices, and legal terms that differ from ours.

9. Limitation of Liability

To the Fullest Extent Permitted by Applicable Law:

"AS IS" and "AS AVAILABLE" Disclaimer

The Site, calculators, and all content are provided on an "AS IS" and "AS AVAILABLE" basis, with all faults and without warranties of any kind. We make no representations or warranties about the suitability, reliability, availability, timeliness, accuracy, or completeness of the Site or calculators for any purpose.

Disclaimer of All Warranties

We expressly disclaim all warranties of any kind, whether express, implied, or statutory, including but not limited to:

• Implied warranties of merchantability
• Fitness for a particular purpose
• Accuracy or completeness of content or calculations
• Non-infringement of intellectual property rights
• Warranties arising from course of dealing or usage of trade
• That the Site will be uninterrupted, timely, secure, or error-free
• That defects or errors will be corrected
• That the Site is free of viruses or other harmful components

No Liability for Damages

Under no circumstances shall Rental Property Tools, its operators, owners, employees, agents, or affiliates be liable to you or any third party for any damages whatsoever, including but not limited to:

• Investment losses or financial damages of any kind resulting from investment decisions made based on calculator results or information from this Site
• Calculator errors, inaccuracies, or omissions in calculations, formulas, or results
• Decisions made based on calculator results, whether those decisions involve real estate investments, financial planning, or any other matter
• Site downtime, interruptions, or technical issues including loss of access to the Site or calculators
• Loss of data, information, or work product that you may have entered into calculators
• Any indirect, incidental, special, consequential, or punitive damages including but not limited to loss of profits, loss of revenue, loss of business opportunities, loss of use, or loss of goodwill
• Damages arising from: your use or inability to use the Site; unauthorized access to your data; errors or omissions in content; third-party conduct or content on the Site; or any other matter relating to the Site

The foregoing limitations apply whether the alleged liability is based on contract, tort, negligence, strict liability, or any other legal theory, even if we have been advised of the possibility of such damages.

Maximum Liability: Zero Dollars

Our total liability to you for any and all claims arising from or related to the use of the Site is limited to $0.00 (zero dollars). This is a free service, and you acknowledge that you have paid nothing for access to the Site or calculators. You have received exactly what you paid for.

Jurisdictional Limitations

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations may not apply to you. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

10. Indemnification

You agree to indemnify, defend, and hold harmless Rental Property Tools and its operators, owners, employees, contractors, agents, licensors, service providers, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees and legal costs) that arise from or relate to:

• Your use of or access to the Site or calculators, including any data or content you submit, post, or transmit through the Site
• Your violation of these Terms of Service or any applicable laws, regulations, or third-party rights
• Your violation of any rights of another person or entity, including intellectual property rights, privacy rights, or contractual rights
• Any investment decisions you make based on calculator results or any other information obtained from the Site
• Any financial losses or damages you incur as a result of using or relying on the Site or calculators
• Any negligent or wrongful conduct by you or anyone accessing the Site using your device or internet connection

This indemnification obligation includes your agreement to pay any settlement amounts, judgments, damages, and legal fees and costs incurred in defending against claims covered by this indemnification. You agree to cooperate fully in the defense of any such claims.

We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you. In such cases, you agree to cooperate with our defense of such claims.

11. Modification and Termination of Service

We reserve the right, in our sole discretion and without prior notice or liability, to:

• Modify, suspend, or discontinue the Site or any service, feature, calculator, or content at any time, temporarily or permanently
• Update, change, or remove calculators or features as we deem necessary or desirable
• Limit access to the Site for certain users, regions, or IP addresses
• Change the functionality, appearance, or user interface of the Site or calculators
• Impose limitations on certain features or restrict access to parts or all of the Site
• Terminate or restrict access for users who violate these Terms or for any other reason

No Obligation to Maintain

We have no obligation to maintain, support, update, or continue operating the Site or any calculators. This is a free service provided as-is, and we may discontinue it at any time for any reason or no reason.

No Liability for Changes or Discontinuation

We will not be liable to you or any third party for any modification, suspension, discontinuation, or termination of the Site or any service, calculator, or feature. You acknowledge that we have no obligation to preserve, maintain, or provide you with any data or calculations you may have entered or generated.

Your Right to Stop Using

You may stop using the Site at any time. You are not required to inform us if you stop using the Site. Discontinuing use of the Site does not terminate your obligations under these Terms for actions taken while you had access.

12. Governing Law and Dispute Resolution

Governing Law

These Terms of Service shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. The specific laws that apply will depend on where legal claims arise and where users are located.

Jurisdiction and Venue

Any disputes, claims, or controversies arising out of or relating to these Terms or your use of the Site shall be resolved according to the laws of the jurisdiction where the claim arises or where you, the user, reside. You agree to submit to the jurisdiction of courts in the applicable jurisdiction for resolution of any such disputes.

Good Faith Negotiation

Before filing any legal action, you agree to first attempt to resolve any dispute through good faith negotiation. You should contact us at contact@rentalproptools.com with a detailed description of the dispute, and we will attempt to work with you to reach a mutually acceptable resolution within 30 days.

Dispute Resolution Process

If good faith negotiation does not resolve the dispute within 30 days, disputes shall be handled according to applicable legal procedures in the relevant jurisdiction, which may include mediation, arbitration, or court proceedings as determined by applicable law.

Waiver of Jury Trial

To the extent permitted by applicable law, both you and Rental Property Tools waive the right to a trial by jury in any proceeding arising out of or related to these Terms or your use of the Site.

Individual Disputes Only

You agree that disputes will be resolved on an individual basis only, and not as a class action, consolidated action, or representative action. You waive any right to participate in class action lawsuits or class-wide arbitration against Rental Property Tools.

Limitation Period for Claims

To the extent permitted by law, any cause of action or claim you may have arising out of or relating to these Terms or the Site must be commenced within one (1) year after the cause of action accrues. Otherwise, such cause of action or claim is permanently barred.

13. Severability

If any provision of these Terms is found by a court of competent jurisdiction or arbitrator to be illegal, invalid, or unenforceable under applicable law, such provision shall be deemed modified to the minimum extent necessary to make it legal, valid, and enforceable while preserving its intent to the greatest extent possible.

If a provision cannot be modified to make it enforceable, it shall be severed from these Terms, and the remaining provisions shall continue in full force and effect. The invalidity or unenforceability of any provision shall not affect the validity or enforceability of any other provision of these Terms.

No waiver by us of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. Our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

14. Entire Agreement

These Terms of Service, together with our Privacy Policy and any other legal notices or policies published on the Site, constitute the entire agreement between you and Rental Property Tools regarding your use of the Site and supersede all prior or contemporaneous communications, agreements, representations, and understandings, whether oral or written, between you and us.

Modifications to Terms

These Terms may only be modified by:

• A written amendment signed by an authorized representative of Rental Property Tools, or
• Posting revised Terms on this page, which become effective upon posting

No oral modifications, amendments, or waivers of these Terms will be accepted or enforceable. Any changes to these Terms will be effective immediately upon posting unless otherwise specified.

Headings and Section Titles

The headings and section titles used in these Terms are for convenience only and do not affect the interpretation of these Terms.

15. Contact Information

If you have any questions, concerns, or comments about these Terms of Service or the Site, please contact us at:

We will make reasonable efforts to respond to inquiries within a reasonable timeframe. However, we are under no obligation to respond to all inquiries or to respond within any specific time period.

For questions specifically about our privacy practices or how we handle your information, please refer to our Privacy Policy.

Last Updated: February 5, 2026